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Retirement Planning

Some like it and some don’t. But retirement is reality for every working person. But most young people today think of retirement as distant reality.

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Some like it and some don’t. But retirement is reality for every working person. But most young people today think of retirement as distant reality. However, it is important to plan for post-retirement life if a person wishes to retain their financial independence as well as maintain a comfortable standard of living even when they are no longer earning. It is also extremely important as unlike developed nations, india does not have social security net.

Retirement planning acquires added importance because of fact that though longevity has increased, number of working years haven’t. Our retirement planning service involves:

    Computing amount that would be required post-retirement (done after taking inflation & time value of money into account)
    Building retirement corpus using systematic investment plans (sips) as well as other long-term growth orient products
    Ensuring adequate post-retirement income through safe investments
    Asset allocation & selection of investment vehicles that keep changing as a person’s risk-bearing capacity diminishes

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